Boxes and relocation to Dubai
Life in Dubai · Practical guide

Dubai mortgage process: approval to completion

A practical route through a common Dubai life and property question. Requirements change, so start by checking the official source.

Official source: Central Bank of the UAE

Source for current requirements and facts: Central Bank of the UAE. We do not insert unverified fees or timelines.

What to check, in order

  1. 1

    Set a realistic budget

    Match verified income, down payment and all transaction costs rather than relying on an advertised rate.

  2. 2

    Obtain pre-approval

    Compare lenders and confirm the document list for your residency status.

  3. 3

    Check property eligibility

    Confirm the bank finances this property type and that valuation will not create an equity shortfall.

  4. 4

    Read the final offer

    Review rate, fixed period, early settlement, insurance and fees before signing.

Fees and timelines may change — verify with the official source.

Who provides this service in Dubai

Real companies from Google Maps — live ratings and reviews.

Mortgage Finder

4.9(1667)

Shatha Tower - 15th Floor - Al Sufouh - Dubai Media City - Dubai - United Arab Emirates

Money Maestro Mortgage Broker

5.0(206)

Office 306 :, Bank Street Building - Khalid Bin Al Waleed Rd - Bur Dubai - Dubai - United Arab Emirates

Lion Mortgage Consultants

4.9(985)

Court Tower - Office 1603 - Marasi Dr - Business Bay - Dubai - United Arab Emirates

Allsopp & Allsopp Mortgage Broker

4.8(249)

25th - Business Bay - Dubai - United Arab Emirates

Holo

4.9(756)

Marina Plaza - 2606 - Marsa Dubai - Dubai Marina - Dubai - United Arab Emirates

First Choice Mortgage Broker

4.9(79)

DAMAC Smart Heights - Office #2512 - 7 Al Nahar 2 St - Al Thanyah First - Barsha Heights - Dubai - United Arab Emirates

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