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Life in Dubai · Healthcare

How Much Health Insurance Costs in Dubai

If you live or work in Dubai, health insurance isn't optional — it's tied to your right to stay. In the emirate of Dubai, employers are required to provide health insurance coverage for their employees, so most residents get their basic cover through work. This guide walks you through who pays, what the basic package costs, and where to confirm today's figures before you sign anything.

منبع رسمی: DHA — Dubai Health Authority (dha.gov.ae)

Procedure per DHA — Dubai Health Authority (dha.gov.ae). Fees and timelines change — check the authority's website. We don't invent numbers.

What to know about the cost

  1. 1

    Know who is required to pay

    In the emirate of Dubai, employers are required to provide health insurance coverage for their employees. If you are a private sector employee or a domestic worker, your sponsor arranges the policy — you should not be asked to buy your own basic cover.

    مدارک:Employment or sponsorship detailsEmirates ID
  2. 2

    Understand the basic package price

    The basic insurance package costs AED 320 per year, with no waiting period for workers suffering from chronic illnesses. In some cases the quoted amount reads as AED 320 per year — the exact figure depends on the plan and the insurer, so confirm the current number for your policy on the authority's website.

    مدارک:Insurance quote or policy schedule
  3. 3

    Link it to your residency

    Health insurance for private sector employees and domestic workers: From 1 January 2025, employers are required to purchase a health insurance policy as a prerequisite for applying for the issuance or renewal of residency permits of private sector employees and domestic workers. In short — no valid policy, no visa issuance or renewal.

    مدارک:Residency permitPassport
  4. 4

    Know who regulates it

    Dubai Health Insurance Corporation is the entity responsible for regulating the health insurance sector and ensuring the rights of the insured nationals and residents of Dubai. If you have a dispute or a question about your rights, this is the body that oversees the market.

  5. 5

    Check the unified government system

    All government health insurance systems in Dubai have been unified under one umbrella, known as Enaya. If your cover comes through a government route, Enaya is the single framework you'll be dealing with — worth confirming which system applies to you.

هزینه‌ها و مدت‌ها ممکن است تغییر کنند — با منبع رسمی راستی‌آزمایی کنید.

چه کسانی این خدمت را در دبی ارائه می‌دهند

شرکت‌های واقعی از گوگل‌مپ — امتیاز و نظرها به‌روز.

Lifecare International Insurance Brokers

4.9(476)
04 331 8688lifecareinternational.com

Millennium Executive Tower - Suite 205 - Sheikh Zayed Rd - Trade Center First - Dubai - United Arab Emirates

Unitrust Insurance Brokers LLC - Insurance Broker in Dubai

4.8(414)
04 386 2828unitrustib.com

& 2402, Al Moosa Tower 2 - Office 2401 - Sheikh Zayed Rd - Trade Center First - Dubai - United Arab Emirates

InsuranceMarket.ae

4.8(31255)
800 253733insurancemarket.ae

CONTROL TOWER - 27th Floor - Al Hebiah First - Dubai Motor City - Dubai - United Arab Emirates

Earnest Insurance Brokers (L.L.C)

4.9(2622)
04 338 5400earnestins.com

Offices 112, 113, 1st Floor - Facing VOLKSWAGEN showroom, Al Shafar Investment Building - شارع الشيخ زايد - near On Passive Metro Station 3rd Interchange - القوز الصناعية الأولى - القوز - دبي - United Arab Emirates

InsurancePolicy.ae

4.9(495)
050 473 8811insurancepolicy.ae

41-B Zomorodah Building - شارع ام هرير - الكرامة - دبي - United Arab Emirates

𝐎𝐦𝐞𝐠𝐚 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐁𝐫𝐨𝐤𝐞𝐫𝐬 𝐋𝐋𝐂✅ | Best Insurance Broker in Dubai & Abu Dhabi | UAE | Since 2003 | 20+ Years of Excellence

4.6(449)
04 302 4555omegainsurance.ae

Office 206, Crystal Business Center, 2C Street - Metro Station - near ADCB - الكرامة - دبي - United Arab Emirates

Not sure which policy you actually need?

Our relocation team helps residents and new arrivals figure out exactly who should be paying, what the basic cover includes, and how to keep your policy aligned with your residency so there are no surprises at renewal.

Talk to our relocation team →

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