How Much Health Insurance Costs in Dubai

What to know about the cost

1. 1

   Know who is required to pay

   In the emirate of Dubai, employers are required to provide health insurance coverage for their employees. If you are a private sector employee or a domestic worker, your sponsor arranges the policy — you should not be asked to buy your own basic cover.

   Documents:Employment or sponsorship detailsEmirates ID
2. 2

   Understand the basic package price

   The basic insurance package costs AED 320 per year, with no waiting period for workers suffering from chronic illnesses. In some cases the quoted amount reads as AED 320 per year — the exact figure depends on the plan and the insurer, so confirm the current number for your policy on the authority's website.

   Documents:Insurance quote or policy schedule
3. 3

   Link it to your residency

   Health insurance for private sector employees and domestic workers: From 1 January 2025, employers are required to purchase a health insurance policy as a prerequisite for applying for the issuance or renewal of residency permits of private sector employees and domestic workers. In short — no valid policy, no visa issuance or renewal.

   Documents:Residency permitPassport
4. 4

   Know who regulates it

   Dubai Health Insurance Corporation is the entity responsible for regulating the health insurance sector and ensuring the rights of the insured nationals and residents of Dubai. If you have a dispute or a question about your rights, this is the body that oversees the market.

5. 5

   Check the unified government system

   All government health insurance systems in Dubai have been unified under one umbrella, known as Enaya. If your cover comes through a government route, Enaya is the single framework you'll be dealing with — worth confirming which system applies to you.

Fees and timelines may change — verify with the official source.

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