Real estate funds in Dubai: the Land Department register, the AED 180m threshold and a half-rate fee on the way in
Decree No. 22 of 2022 created a dedicated register of real estate investment funds at the Land Department and named the conditions for entry: a valid licence, real property assets of at least AED 180,000,000, no suspension of trading, and a registration fee of AED 10,000. A fund on the register may own beyond the restrictions that apply to non-nationals, and pays a reduced rate when it buys — 2% instead of the usual 4%; on the way out the rate is the ordinary one. Worked through the official text on the Dubai Legislation Portal.
Dubai mortgages: the LTV ceilings the UAE Central Bank actually sets — and why "non-resident" is not in the regulation
Down-payment ceilings are set not by your bank but by the Central Bank of the UAE: circular 31/2013 as amended in 2020. An expatriate buying a first home gets up to 80% of value, a second or investment property 60%, and anything off-plan 50% with no exceptions at all. And the thing worth knowing in advance: the word "non-resident" does not appear in the regulation, which makes tougher non-resident terms a bank's policy rather than the regulator's ceiling.
Off-Plan vs Secondary: What Q1 2026 Transactions Show
Off-plan vs secondary examined via Q1 2026 DLD transactions: discounts, premiums, risks, and when secondary produces the stronger IRR.