Choose a bank and account type

A resident opens a current account with a cheque book and card; a non-resident usually a savings account. Compare banks on minimum balance, fees and online service.

Prepare your documents

Typically required: passport, Emirates ID (for residents) or visa, proof of address, and for a salary account an employer letter (salary certificate).

The bank runs Know Your Customer checks per Central Bank of the UAE rules. Some nationalities may be asked for extra source-of-funds documents.

Once approved the bank opens the account, issues a card and online banking. Keep the minimum balance to avoid a monthly fee.

How to open a bank account in Dubai

Official source: Central Bank of the UAE (centralbank.ae) · The Official UAE Government Portal (u.ae)

Information from the u.ae government portal and Central Bank of the UAE requirements. Minimum balance and fees vary by bank and change — check with your chosen bank. We don't invent numbers.

Official authorities

Direct links to the relevant government departments.

Central Bank of the UAE u.ae — Banking in the UAE

Step by step

1
Choose a bank and account type
A resident opens a current account with a cheque book and card; a non-resident usually a savings account. Compare banks on minimum balance, fees and online service.
2
Prepare your documents
Typically required: passport, Emirates ID (for residents) or visa, proof of address, and for a salary account an employer letter (salary certificate).
Documents:PassportEmirates ID / visaSalary certificateProof of address
3
Pass KYC/AML checks
The bank runs Know Your Customer checks per Central Bank of the UAE rules. Some nationalities may be asked for extra source-of-funds documents.
4
Activate the account
Once approved the bank opens the account, issues a card and online banking. Keep the minimum balance to avoid a monthly fee.