Submit the application

You can open an account by either: visiting a bank branch or applying through the bank’s website or mobile application. Many banks allow you to apply online, through their mobile app. Some banks offer digital account opening, where identity verification is done through the app.

Once your application is approved: your bank account is activated you will receive a debit card and you can access online and mobile banking services.

How to Open a Bank Account in Dubai as an Expat

Official source: Central Bank of the UAE (centralbank.ae)

Procedure per Central Bank of the UAE (centralbank.ae). Fees and timelines change — check the authority's website. We don't invent numbers.

Steps to open your account

1
Choose a bank
You can open an account with local or international banks operating in the UAE.
2
Pick an account type
Common account types include: current account savings account business account.
3
Submit the application
You can open an account by either: visiting a bank branch or applying through the bank’s website or mobile application. Many banks allow you to apply online, through their mobile app. Some banks offer digital account opening, where identity verification is done through the app.
4
Account activation
Once your application is approved: your bank account is activated you will receive a debit card and you can access online and mobile banking services.

Fees and timelines may change — verify with the official source.